Giridharan Subashchandran is Head of Non-Cards Risk Products, Asia Pacific at Visa, focusing on fraud, scam, and AML solutions for account-to-account payments, real-time payment networks, and emerging digital payment ecosystems. He works across the public and private sectors to address evolving financial crime challenges while enabling secure innovation in digital payments. With more than two decades of experience spanning payments, product strategy, and commercialization, Giri has led multiple payment innovation and ecosystem initiatives across Asia Pacific. He holds an MBA from Boston University and is based in Singapore.