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Simran Singh
AI Lab Lead
Financial Conduct Authority (FCA)
View LinkedIn profileSimran Singh leads the AI Lab at the Financial Conduct Authority (FCA), where she oversees the FCA’s regulatory experimentation work. Through initiatives such as the AI Spotlight and the Supercharged Sandbox, she is helping shape a practical and collaborative approach to responsible AI experimentation and early-stage model testing.
Simran brings cross-disciplinary experience spanning AI research, strategic foresight, and international policy and has delivered high-impact TechSprints on topics including market abuse detection, greenwashing, and financial inclusion. Her work focuses on creating regulatory approaches that are informed by hands-on experimentation, global engagement, and the evolving capabilities of emerging technologies.
Speaking At
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11:45am–1:15pmMon 16 NovPublic-Private RoundtableRoundtable Room 2Invite-OnlyModerator
Accountability & Liability In Agentic Systems
Agentic Commerce: Pathways to Closing the Trust Gap
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Adeline KimGroup Country Manager, Regional Southeast Asia & SVP, Global Clients, Asia PacificVisa
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Amy LeeHead of Fintech HubBank of England
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Giuliano Benjamin ClarkHead of Product, Agentic PaymentsAmazon
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Ivan Mortimer-SchuttsGlobal Head of vLEIGlobal Legal Entity Identifier Foundation (GLEIF)
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Jeremy GoroHead of Financial Services Strategy & Partnerships, EMEAGoogle
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Jonah CraneHead of Global Regulatory & Policy StrategyStripe
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Louise JohnstonDigital Assets & Blockchain, Global PolicyMastercard
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Nicole SandlerChief Ecosystem OfficerUbyx Inc
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Venus LeungAPAC Business AML LeadBanking Circle
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Winnie YapManaging Director, Head of Global Payments Solutions SingaporeHSBC
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Simran SinghAI Lab LeadFinancial Conduct Authority (FCA)Moderator
About this session
Agentic commerce moved from feature to production in barely eighteen months - from AI-assisted purchasing in early 2025 to the first production-grade agentic transaction run on full banking rails in June 2026. But the infrastructure underneath is still fragmented: at least half a dozen competing protocols govern identity, authorization, and payment - and the platforms actually processing agent transactions haven't converged on any of them.
From the standards that can bind an agent to accountable identity, the platforms that process its transactions, and the frameworks that would assign liability when one goes wrong, this roundtable convenes financial institutions, payment processors, standard-setting bodies, and compliance and enforcement bodies to discuss what each party would need to adopt, require, or share to close the trust gap, and on what timeline.
The discussion will use concrete examples to test and refine trust principles for agentic commerce, including what evidence would demonstrate them in practice, what should be tested or benchmarked before an agent is trusted to transact, and what different actors would need to recognise across protocols and jurisdictions.
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11:00am–12:30pmTue 17 NovPublic-Private RoundtableRoundtable Room 1Invite-Only
Sovereignty & Resilience
Trusted Data Collaboration for Safe and Resilient Financial Systems
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Herman SchuellerDirector, Innovation & Technology Risk - SupervisionDubai Financial Services Authority
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Kelvin LiSenior Vice PresidentAnt International
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Prof. Kwok-Yan LamProfessorNanyang Technological University
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Lara DouglasDirector of ImplementationFinancial Stability Board
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Louise JohnstonDigital Assets & Blockchain, Global PolicyMastercard
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Qaiser AnwarudinDirector, Payment Services Policy DepartmentBank Negara Malaysia
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Simran SinghAI Lab LeadFinancial Conduct Authority (FCA)
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Karmela HoltgreveDeputy Head & Head of OperationsBIS Innovation HubModerator
About this session
Trusted cross-border data collaboration and analytics has useful applications in payments, addressing financial crime and helping central banks and financial authorities monitor systemic risk and enhance supervision. Privacy enhancing technologies have demonstrated good potential in enabling cross-institution data collaboration while preserving privacy, confidentiality and institutional control, but have failed to scale beyond pilots. This roundtable will examine emerging privacy-preserving technology applications in the financial sector and discuss the technological, governance and policy foundations required to scale trusted data collaboration.
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