Simran Singh

AI Lab Lead

Financial Conduct Authority (FCA)

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Simran Singh leads the AI Lab at the Financial Conduct Authority (FCA), where she oversees the FCA’s regulatory experimentation work. Through initiatives such as the AI Spotlight and the Supercharged Sandbox, she is helping shape a practical and collaborative approach to responsible AI experimentation and early-stage model testing.
Simran brings cross-disciplinary experience spanning AI research, strategic foresight, and international policy and has delivered high-impact TechSprints on topics including market abuse detection, greenwashing, and financial inclusion. Her work focuses on creating regulatory approaches that are informed by hands-on experimentation, global engagement, and the evolving capabilities of emerging technologies.

Speaking At

9:30–11:00amMon 16 NovLaunchpadLaunchpad RoomOpen
Accountability & Liability In Agentic SystemsGlobal Frameworks and Shared Best Practices in Payments Chains

Trust Needed: The Future of Agentic Payments - Powered by Amazon

LaunchpadLaunchpad RoomOpen
About this session

When an AI agent makes a payment across borders, who sets the rules and who is accountable if something goes wrong?
This session introduces the Agentic Payments Trust Principles, developed through the FCA Supercharged Sandbox as well as perspectives across the payment value chain will explore what it takes to trust AI agents with our payments – and how the trust principles can work in practice.
A panel discussion with GFIN AI Compass members and other regulators will examine how the trust principles connect with emerging approaches to agentic payments around the world, and what cooperation is needed to make this work with confidence.
Attendees will gain insights into the trust principles in-progress, how they have been applied , and the cooperation needed to govern AI agents in cross-border transactions.
9:30am - 9:45am
Opening Keynote
Speaker(s): Colin Payne, Head of Innovation, Financial Conduct Authority (FCA), Amira Karim, Head of International Public Policy, Payments & Financial Services, Amazon, Nicole Sandler, Chief Ecosystem Officer, Ubyx Inc
.
9:45am - 10:20am
Stakeholders’ Perspectives: Connecting to the Ground
Speaker(s): Jiang Fangfang, Asia Lead for Digital Financial Services, International Finance Corporation, Shayan Hazir, Chief Digital Officer, Asia (xHK) & MENAT, HSBC, Vishal Mehta, Managing Partner, Travel & Payments, Arena Fernandez de Bobadilla Amoros, Head of Digital Regulatory Initiatives, Payments Acceptance and Experience, Amazon, Ramana Kumar, President of Stablecoin Ecosystem, ADI Foundation, Nicole Sandler, Chief Ecosystem Officer, Ubyx Inc (Moderator)
.
10:20am - 10:55am
Panel Discussion: How the Trust Principles Link to What Various Jurisdictions are Thinking About in Relation to Agentic Payments
Speaker(s): Jose Manuel Marques Sevillano, Director Financial Market Infrastructures & Innovation, Banco de España, Simran Singh, AI Lab Chief Financial Architect, Financial Conduct Authority (FCA), Sonja Davidovic, Senior Digital Expert on Transformative Technology, International Monetary Fund, Peter Kerstens, Advisor, DG FISMA, European Commission, Amira Karim, Head of International Public Policy, Payments & Financial Services, Amazon (Moderator)
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10:55am - 11am
Audience Q&A and Closing
Speaker: Amira Karim, Head of International Public Policy, Payments & Financial Services, Amazon
11:45am–1:15pmMon 16 NovPublic-Private RoundtableRoundtable Room 2OpenModerator
Accountability & Liability In Agentic Systems

Agentic Commerce: Pathways to Closing the Trust Gap

Public-Private RoundtableRoundtable Room 2OpenModerator
About this session

Agentic commerce moved from feature to production in barely eighteen months - from AI-assisted purchasing in early 2025 to the first production-grade agentic transaction run on full banking rails in June 2026. But the infrastructure underneath is still fragmented: at least half a dozen competing protocols govern identity, authorization, and payment - and the platforms actually processing agent transactions haven't converged on any of them.
From the standards that can bind an agent to accountable identity, the platforms that process its transactions, and the frameworks that would assign liability when one goes wrong, this roundtable convenes financial institutions, payment processors, standard-setting bodies, and compliance and enforcement bodies to discuss what each party would need to adopt, require, or share to close the trust gap, and on what timeline.
The discussion will use concrete examples to test and refine trust principles for agentic commerce, including what evidence would demonstrate them in practice, what should be tested or benchmarked before an agent is trusted to transact, and what different actors would need to recognise across protocols and jurisdictions.
11:00am–12:30pmTue 17 NovPublic-Private RoundtableRoundtable Room 1Open
Accountability & Liability In Agentic SystemsSovereignty & Resilience in a Rewired Financial System

Trusted Data Collaboration for Safe and Resilient Financial Systems

Public-Private RoundtableRoundtable Room 1Open
About this session

Trusted cross-border data collaboration and analytics has useful applications in payments, addressing financial crime and helping central banks and financial authorities monitor systemic risk and enhance supervision. Privacy enhancing technologies have demonstrated good potential in enabling cross-institution data collaboration while preserving privacy, confidentiality and institutional control, but have failed to scale beyond pilots. This roundtable will examine emerging privacy-preserving technology applications in the financial sector and discuss the technological, governance and policy foundations required to scale trusted data collaboration.

Speakers

Simran Singh

Speaking At

Trust Needed: The Future of Agentic Payments - Powered by Amazon

Agentic Commerce: Pathways to Closing the Trust Gap

Trusted Data Collaboration for Safe and Resilient Financial Systems