Speakers

All speakers
Kenneth Gay

Kenneth Gay

Chief FinTech Officer

Monetary Authority of Singapore

Kenneth heads the FinTech and Innovation Group at the Monetary Authority of Singapore (MAS). The Group is responsible for development strategies for technology and innovation, to strengthen competitiveness, manage risks and enhance the efficiency of the financial sector.

Kenneth’s recent prior experience focused on digital transformation, enterprise GenAI and data governance. He previously headed the Enterprise Knowledge Department at MAS. Besides formulating data and knowledge strategies and governance policies, the department also pursues data transformation by architecting and developing platforms and applications that improve outcomes for financial supervision, central banking and other use cases.

Kenneth also has experience in regulatory policy, having previously headed MAS’ Prudential Policy Department. The department develops capital and liquidity standards, including MAS’ approach on the implementation of Basel III as well as contributions to international policy forums. Prior to this, Kenneth headed the international financial relations and financial stability surveillance functions in MAS, and served in MAS’ reserves management and enforcement functions.

Kenneth holds a BA in Economics and MA in International Relations from the University of Chicago. He enjoys experimenting with technology at work, and as a pastime.

Speaking At

  • 11:00am–12:30pmTue 17 NovPublic-Private RoundtableRoundtable Room 1Open

    Accountability & Liability In Agentic SystemsSovereignty & Resilience in a Rewired Financial System

    Trusted Data Collaboration for Safe and Resilient Financial Systems

    Public-Private RoundtableRoundtable Room 1Open

    About this session

    Trusted cross-border data collaboration and analytics has useful applications in payments, addressing financial crime and helping central banks and financial authorities monitor systemic risk and enhance supervision. Privacy enhancing technologies have demonstrated good potential in enabling cross-institution data collaboration while preserving privacy, confidentiality and institutional control, but have failed to scale beyond pilots. This roundtable will examine emerging privacy-preserving technology applications in the financial sector and discuss the technological, governance and policy foundations required to scale trusted data collaboration.

  • 3:30–6:00pmTue 17 NovWorkshopWorkshop Room 1Open

    Others

    Trusted at Speed: Building the Future of Commerce, Money and Trade - Powered by HSBC

    WorkshopWorkshop Room 1Open

    About this session

    The next 24 months could compress a decade of change. For corporate leaders, the opportunity is not simply to understand new technology — it’s to determine where it may help strengthen resilience, accelerate growth and inform decision-making across the organisation.

    Analysts estimate that agentic AI and quantum computing could unlock more than $1 trillion in value by 2035. Join us for a 2.5-hour executive session designed to help you translate emerging capabilities into practical business outcomes. We’ll examine whether trust and security, rather than technology alone, may become key constraints and why this may require action now.

    You’ll explore the foundations of trust in agentic commerce: from agent identity, permissions and human-in-the-loop design to evidence trails designed to support auditability. Learn how robust controls, accountable human judgement and collaboration across regulators, industry partners and the wider ecosystem can support the safe deployment of autonomous commerce at scale.

    We’ll then examine how connected banking may help your business move money, trade and grow internationally. Gain practical insight into where digital money, tokenisation, digital assets and currencies could fit within your operating and treasury flows. We’ll explore how unified connectivity can help your organisation make better decisions and serve customers more effectively.

    Throughout the session, we’ll explore how AI, modern platforms and emerging digital rails can support relevant, real-time experiences at scale, with a focus on customer trust, human accountability and responsible decision-making.

    3:30pm - 3:40pm

    Welcome & Opening Primer: The Case for Urgency

    Speaker: Manoj Dugar, Managing Director and Head of Asia, ex Greater China, Global Payments Solutions, HSBC

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    3:40pm - 4pm

    Resilience in 2028: When AI and Quantum Redraw the Risk Map

    The Agentic AI revolution, driven by the latest frontier models, and quantum computing are on track to unlock over $1 trillion in economic value by 2035. But both these frontier technologies are simultaneously redrawing the risk and resilience paradigm. Join this keynote to learn how institutions should approach these technologies as a 2-year resilience mandate, not a 5-year research project.

    Speaker: Robert Oates, Chief Risk and Compliance Officer, Singapore, HSBC

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    4pm - 4:30pm

    Automated, Always-on and Real Time: Governing Commerce in the Agentic Decade

    Autonomous agents will soon be initiating and settling commerce and treasury transactions on behalf of corporates and institutions – the practical question is whether the right guardrails are in place before adoption scales. Our panellists will share how they’ve applied regulatory principles in practice through a proof of concept, including a walkthrough of what was tested and the controls underpinning it. They’ll explore what make agentic AI in payments trusted, from agent identity and permissions to human-in-the-loop design, segregation of duties and evidence trails that stand up to policy and audit scrutiny.

    Speaker(s): Koh Tze Yong, Lead Solutions Architect, AXS, Patrick Sze, Chief Technology Officer, Green Link Digital Bank, Dr. Maxim Afanasyev, Financial Services Industry Lead for JAPAC, Global Strategic Industries, Google Cloud, Kenneth Gay, Chief Fintech Officer, Monetary Authority of Singapore (MAS), Gary Liu, Co-Founder & Chief Executive Officer, Terminal 3, Amber Henderson-Smart, Global Head of Client Connectivity, Global Payments Solutions, HSBC, Jessie Saw, Head of Product Management, Global Payments Solutions, HSBC (Moderator)

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    4:30pm - 4:35pm

    Break

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    4:35pm - 5:05pm

    Digital Money in Practice: Choosing the Right Asset for your Flows

    Within 5 years, corporate treasurers are likely to hold a portfolio of digital money forms, not just one – their success will depend on building that fluency now, not when the choice is forced on them. Specialists will decipher where tokenised deposits, stablecoins and existing rails genuinely fit – and where they do not – using real corporate flows.

    Speaker(s): Lewis Sun, Global Head of Digital Currencies, Global Payments Solutions, HSBC, Selene Chong, Global Head of Digital Assets, Corporate and Institutional Banking, HSBC

    .

    5:05pm - 5:20pm

    One Connection, Every Channel: Connectivity as the Control Plane 

    As agents, data, and ERPs coincide – simplified connectivity across channels will be the true enabler behind the flows. Speakers will explain how innovative connectivity links ERPs, bank channels and emerging agentic tools so data, approvals, execution and confirmation are joined up end-to-end.

    Speaker: Amber Henderson-Smart, Global Head of Client Connectivity, Global Payments Solutions, HSBC

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    5:20pm - 5:50pm

    Trade Without Hand-offs: Event-Driven Working Capital 

    Trade specialists will explain where trust breaks today in the trade cycle – status ambiguity, data quality gaps, manual hand-offs and counterparty friction. By re-imagining trade, our speakers will illustrate how connected data plus execution can help address these issues immediately. The session includes the launch of HSBC TradeCash.

    Speaker(s): Tze Tze Lee, Global Head of Documentary Trade, Global Trade Solutions, HSBC, Vinay Tiwari, Head of Product & Propositions, South East Asia Cluster, Global Trade Solutions, HSBC

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    5:50pm - 6:00pm

    Closing Synthesis – Connecting the Dots: Your Institution's Next Move 

    A crisp synthesis of the day’s takeaways – what’s real, what’s next, and what requires action now. We’ll close with sharing of practical 12 month roadmap: priority use cases to pilot, key trust/control guardrails to lock in early, and the collaborations and operating model shifts needed to move from insight to execution.

    Speaker: Ruby Ho, Managing Director and Head of Markets and Securities Services, ASEAN, HSBC