Clearing the Question: From Shared Rails to Shared Rules

The Great Convergence: Building Tomorrow's Integrated Payments Networks roundtable at the Point Zero Forum closed with a consensus — compete at the experience layer, collaborate on the foundation — and an open question: the payments industry has achieved collaboration, but not coordination.

As interconnected payments networks increasingly operate round-the-clock and shocks have the potential to propagate across borders in minutes, governance has not kept pace with the infrastructure it must oversee. This concluding roundtable moves from principle to design.