Synopsis:
Retirement and insurance issues challenge all the developed and developing economies of the world. Living longer and in good health was expected to be a blessing but unanticipated costs and inefficiencies in delivering retirement promises have led to huge challenges whose effects transmit across all of the world population and all generations from babies to centenarians.
Aside from economic and social policy changes, technology is the main disruptor to create better retirement and insurance outcomes. Big Data, AI, Web3.0, Digital Identity and Platforms can combine to deliver better investment incomes, cost efficiencies, longevity estimates alongside ESG and climate transition strategies. Final outcome: better incomes, better health, better gender and income equality, better climate and biodiversity.
Without new technology and FinTech, the slow and often unclear politics driven policy changes in other areas are unlikely to solve the Retirement and Insurance crises. We need newer insurance products and solutions for the complex uncertain macro geopolitical world of now and the future. Let’s encourage holistic changes where Technology and FinTech are at the core as game-changers for society and the world.
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