What Users of RegTech and SupTech Are Thinking
The panel explored the evolving landscape of RegTech and SupTech in light of rapid technological advancements in finance. AI and automation were central to the conversation, but speakers also touched on broader challenges and opportunities in regulatory technology, including cross-border regulatory harmonisation, talent development, and the need for collaboration across sectors to ensure the successful adoption of new technologies.
1. AI's role in enhancing regulatory processes:
- Automates routine tasks and detects anomalies in large data sets.
- Improves real-time monitoring and risk management.
- Still in early stages for regulatory applications; needs maturity and expert collaboration.
2. Challenges in regulatory technology adoption
- Lack of comprehensive datasets in some regulatory areas, particularly in emerging markets.
- Need for more advanced automation beyond rule-based tasks.
- Requires ongoing collaboration between regulators, businesses, and innovators.
3. Global regulatory harmonization and cross-border challenges:
- Technology can help with sharing information and aligning practices across borders.
- True harmonization relies on collaboration and coordination among international regulators.
- Human engagement and policy frameworks are key to overcoming regulatory fragmentation.
4. Talent development and industry engagement:
- Building the right talent is crucial for advancing RegTech and SupTech.
- Partnerships with universities can attract talent and drive innovation.
- Strong infrastructure is needed to support regulatory innovation in emerging markets.
The future of RegTech and SupTech hinges on a combination of technological innovation, human collaboration, and regulatory maturity. While AI has the potential to transform regulatory processes, the full benefits will be realised only through cross-sector collaboration, strategic investment in talent, and global regulatory alignment.
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Speakers:
- Andrei Pustelnikov, Advisor, Bank for International Settlements
- Anna Wallace, SPO Consumer Protection and RegTech, Bill & Melinda Gates Foundation
- Drew Propson, Head of Technology and Innovation in Financial Services, World Economic Forum
- Jasper Poos, General Manager Technology CCO, Commonwealth Bank of Australia
Moderator:
- Peter Deans, Board Member, The RegTech Association