Driving Innovation in Banking: Intrapreneurs, Fintech Partnerships, and Venture Growth
This panel session features covers how innovation can be driven within the banking and financial services sector, focusing on the collaboration between financial institutions, fintechs, and tech companies.
Driving Innovation:
- Panelists discuss various models of innovation within banks, including experimenting within controlled environments and focusing on client needs.
- Emphasis on both internal disruption and external partnerships to foster innovation.
Regulatory and Compliance Challenges:
- Balancing innovation with compliance and regulatory requirements.
- Importance of involving regulatory bodies early in the innovation process to ensure alignment and avoid conflicts.
Success and Failure in Innovation:
- How to measure success in innovation projects.
- The necessity of accepting and learning from failures.
- Techniques such as fail-fast strategies and having clear checkpoints for evaluating projects.
Engaging with Fintechs and Startups:
- The importance of alignment between financial institutions and fintech startups.
- Developing trust and maintaining ongoing communications.
- Recognising and navigating potential cannibalisation of bank services by fintech solutions.
Regional Differences in Innovation:
- Variances in innovation approaches across regions like Europe, the Middle East, and Asia-Pacific.
- Impact of local regulatory environments and market needs on innovation strategies.
Conclusion
This panel discussion provides a comprehensive perspective on the multifaceted approach required to drive innovation in the banking and financial services industry through collaborative efforts between financial institutions, fintechs, and regulators.
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Speakers:
- Biju KK, Head of Fintech Solutions, FCAT, Fidelity Investments
- Fernando Plaza, Group Chief Digital Officer, ADIB
- Kampanat Vimolnoht, Managing Director, Kasikorn X Venture Capital
- Shariq Plasticwala, Director and Board Member, Amazon Pay, Amazon
- Victoria Sanchez-Terry, Head of Innovation Asia Pacific, BNY
Moderator:
- Oliver Bussmann, Chief Executive Officer, Bussmann Advisory