Gary Liu

Co-founder & Chief Executive Officer

Terminal 3

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Gary Liu is the Co-Founder & CEO of Terminal 3, a deep tech company building cryptographic solutions for the world’s most pressing privacy and security problems. Terminal 3 powers cross-border identity verification, secure data computation, and AI Agent privacy and governance. Gary is also the Chair of Web3 Harbour and the Co-chair of GDF’s APAC Committee, both industry associations dedicated to the responsible growth of blockchain and digital assets around the world. As a recognized industry expert, Gary sits on the Technology and Digital Innovation Advisory Committee for the Hong Kong Trade and Development Council and also serves as a subcommittee member of the Hong Kong Government’s Web3 Task Force.

In his previous role as CEO of the South China Morning Post, Gary oversaw an extensive transformation of the century-old publishing group, expanding its global audience reach and influence, establishing new revenue channels, and cementing SCMP as Asia’s leading news media company. Previously, Gary was CEO of Digg, Head of Labs at Spotify, and has also worked at AOL and Google.

Gary is a World Economic Forum Young Global Leader, an Aspen Institute Global Fellow, was the chairman of the WAN-IFRA Asia Pacific Committee and also formerly a member of INMA’s global board. He has been featured across global news publications, including The Wall Street Journal, The Business Times, Business Insider, Nikkei Asian Review, and was a Tatler Asia honouree for the region’s ‘Most Influential’ leaders.

Born in the United States, Gary grew up in Taiwan and New Zealand, before returning to America where he lived and worked for 20 years. He now resides in Hong Kong with his wife and sons. Gary is an Economics graduate from Harvard University.

Speaking At

3:30–6:00pmTue 17 NovWorkshopWorkshop Room 1Open
Others

Trusted at Speed: Building the Future of Commerce, Money and Trade - Powered by HSBC

WorkshopWorkshop Room 1Open
About this session

The next 24 months could compress a decade of change. For corporate leaders, the opportunity is not simply to understand new technology — it’s to determine where it may help strengthen resilience, accelerate growth and inform decision-making across the organisation.
Analysts estimate that agentic AI and quantum computing could unlock more than $1 trillion in value by 2035. Join us for a 2.5-hour executive session designed to help you translate emerging capabilities into practical business outcomes. We’ll examine whether trust and security, rather than technology alone, may become key constraints and why this may require action now.
You’ll explore the foundations of trust in agentic commerce: from agent identity, permissions and human-in-the-loop design to evidence trails designed to support auditability. Learn how robust controls, accountable human judgement and collaboration across regulators, industry partners and the wider ecosystem can support the safe deployment of autonomous commerce at scale.
We’ll then examine how connected banking may help your business move money, trade and grow internationally. Gain practical insight into where digital money, tokenisation, digital assets and currencies could fit within your operating and treasury flows. We’ll explore how unified connectivity can help your organisation make better decisions and serve customers more effectively.
Throughout the session, we’ll explore how AI, modern platforms and emerging digital rails can support relevant, real-time experiences at scale, with a focus on customer trust, human accountability and responsible decision-making.
3:30pm - 3:40pm
Welcome & Opening Primer: The Case for Urgency
Speaker: Manoj Dugar, Managing Director and Head of Asia, ex Greater China, Global Payments Solutions, HSBC
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3:40pm - 4pm
Resilience in 2028: When AI and Quantum Redraw the Risk Map
The Agentic AI revolution, driven by the latest frontier models, and quantum computing are on track to unlock over $1 trillion in economic value by 2035. But both these frontier technologies are simultaneously redrawing the risk and resilience paradigm. Join this keynote to learn how institutions should approach these technologies as a 2-year resilience mandate, not a 5-year research project.
Speaker: Robert Oates, Chief Risk and Compliance Officer, Singapore, HSBC
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4pm - 4:30pm
Automated, Always-on and Real Time: Governing Commerce in the Agentic Decade
Autonomous agents will soon be initiating and settling commerce and treasury transactions on behalf of corporates and institutions – the practical question is whether the right guardrails are in place before adoption scales. Our panellists will share how they’ve applied regulatory principles in practice through a proof of concept, including a walkthrough of what was tested and the controls underpinning it. They’ll explore what make agentic AI in payments trusted, from agent identity and permissions to human-in-the-loop design, segregation of duties and evidence trails that stand up to policy and audit scrutiny.
Speaker(s): Koh Tze Yong, Lead Solutions Architect, AXS, Patrick Sze, Chief Technology Officer, Green Link Digital Bank, Dr. Maxim Afanasyev, Financial Services Industry Lead for JAPAC, Global Strategic Industries, Google Cloud, Kenneth Gay, Chief Fintech Officer, Monetary Authority of Singapore (MAS), Gary Liu, Co-Founder & Chief Executive Officer, Terminal 3, Amber Henderson-Smart, Global Head of Client Connectivity, Global Payments Solutions, HSBC, Jessie Saw, Head of Product Management, Global Payments Solutions, HSBC (Moderator)
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4:30pm - 4:35pm
Break
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4:35pm - 5:05pm
Digital Money in Practice: Choosing the Right Asset for your Flows
Within 5 years, corporate treasurers are likely to hold a portfolio of digital money forms, not just one – their success will depend on building that fluency now, not when the choice is forced on them. Specialists will decipher where tokenised deposits, stablecoins and existing rails genuinely fit – and where they do not – using real corporate flows.
Speaker(s): Lewis Sun, Global Head of Digital Currencies, Global Payments Solutions, HSBC, Selene Chong, Global Head of Digital Assets, Corporate and Institutional Banking, HSBC
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5:05pm - 5:20pm
One Connection, Every Channel: Connectivity as the Control Plane
As agents, data, and ERPs coincide – simplified connectivity across channels will be the true enabler behind the flows. Speakers will explain how innovative connectivity links ERPs, bank channels and emerging agentic tools so data, approvals, execution and confirmation are joined up end-to-end.
Speaker: Amber Henderson-Smart, Global Head of Client Connectivity, Global Payments Solutions, HSBC
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5:20pm - 5:50pm
Trade Without Hand-offs: Event-Driven Working Capital
Trade specialists will explain where trust breaks today in the trade cycle – status ambiguity, data quality gaps, manual hand-offs and counterparty friction. By re-imagining trade, our speakers will illustrate how connected data plus execution can help address these issues immediately. The session includes the launch of HSBC TradeCash.
Speaker(s): Tze Tze Lee, Global Head of Documentary Trade, Global Trade Solutions, HSBC, Vinay Tiwari, Head of Product & Propositions, South East Asia Cluster, Global Trade Solutions, HSBC
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5:50pm - 6:00pm
Closing Synthesis – Connecting the Dots: Your Institution's Next Move
A crisp synthesis of the day’s takeaways – what’s real, what’s next, and what requires action now. We’ll close with sharing of practical 12 month roadmap: priority use cases to pilot, key trust/control guardrails to lock in early, and the collaborations and operating model shifts needed to move from insight to execution.
Speaker: Ruby Ho, Managing Director and Head of Markets and Securities Services, ASEAN, HSBC

Speakers

Gary Liu

Speaking At

Trusted at Speed: Building the Future of Commerce, Money and Trade - Powered by HSBC