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Kat Cloud
Head of Government Relations
Sumsub
View LinkedIn profileKat Cloud is Head of Government Relations at Sumsub, where she leads engagement with policymakers, regulators, and industry stakeholders to shape digital identity and compliance frameworks. Previously, she served as Principal Director of Open Banking Compliance at Yodlee, Head of UK Policy at Plaid, and Policy Advisor at the Financial Conduct Authority. She navigates regulatory policy at the intersection of technology and society. Recognised in the Women in FinTech Powerlist (2020, 2021 and 2025), Kat regularly authors insights on AML enforcement, digital ID policy, and fintech regulation for The Sumsuber blog.
Speaking At
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10:30–11:30amTue 17 NovWorkshopWorkshop Room 2OpenModerator
Others
Know Your Agent: Who’s Accountable in the Agentic Economy? - Powered by Sumsub
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Bryan ZhangExecutive Director of Cambridge Centre for Alternative Finance & Executive Chair of Financial Innovation for ImpactUniversity of Cambridge & Financial Innovation for Impact
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Ilya BrovinChief Growth OfficerSumsub
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Kat CloudHead of Government RelationsSumsubModerator
About this session
When an AI agent acts on your behalf, who is accountable if something goes wrong?
AI agents are beginning to make transactions, verify identities and take action without a person approving every step. This raises new questions for the systems we rely on to establish trust: How do we verify who, or what, is behind an agent? Who is responsible for its decisions? And how can trust standards work across borders when agents operate globally but regulation remains local?
This workshop brings together industry practitioners, an academic researcher and a global policy convenor to explore these questions through developments in commerce and compliance. Drawing on emerging approaches such as Know Your Agent frameworks, speakers will discuss where risks are appearing, how identity and accountability can be established, and what governance needs to look like as adoption grows.
The discussion will offer participants a clearer understanding of the emerging risks and the safeguards needed to build trust in the agentic economy.
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