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Jati Utomo
Director of Government-Owned Banks Supervision
Indonesia Financial Services Authority (OJK)
Jati Utomo is an accomplished and experienced banking supervisor and regulator, with over 21 years of experience in banking supervision. Holding an MSc. in Wealth Management from Singapore Management University, he currently serves as Director of State-Owned Bank Supervision at the Indonesia Financial Services Authority (OJK), overseeing a significant banking portfolios with aggregate assets exceeding USD385.99 billion.
Throughout his career, he has held various strategic positions, including a four-year tenure as Special Staff to the Chief Executive of Banking Supervision. His expertise spans over banking supervision, regulatory policy, governance, and risk management, including implications of emerging technologies such as artificial intelligence in the banking sector.
In international supervision cooperation, he served as a member of SCG – Basel Committee, representing OJK for almost 2 years, until mid 2026.
Speaking At
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3:15–4:45pmTue 17 NovPublic-Private RoundtableRoundtable Room 3Open
Accountability & Liability In Agentic Systems
Towards Greater AI Governance Alignment: State of Play and Opportunities
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Dr. Amar PatnaikFormer Principle Accountant General, Founder & Managing PartnerA&N Legal Solutions LLP, New Delhi
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Celine Le CotonnecChief Data OfficerBank of Singapore
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Daranee SaejuDeputy Governor, Payment Systems Stability & Financial Services SupervisionBank of Thailand
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Daniel WuExecutive Director, AI & Data Policy, Asia PacificJPMorganChase
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Jati UtomoDirector of Government-Owned Banks SupervisionIndonesia Financial Services Authority (OJK)
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Mike HsuFormer Acting Comptroller of the CurrencyMLCommons
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Rodrigo Garcia de la CruzChairmanGlobal Fintech Alliance
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Stephanie KC HungChief Information OfficerAsian Development Bank
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Aayush SuranaAssociate Director, AI Growth & ResearchGlobal Finance & Technology NetworkModerator
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Prof. Chia Tek YewAdjunct Professor/AdvisorNUS - Asian Institute of Digital FinanceModerator
About this session
Globally, regulators are each moving ahead with their own AI governance tracks, ranging from voluntary frameworks to draft legislation and sector-specific rules. This growing regulatory fragmentation, if not managed well, could raise the compliance burden for regional fintechs and banks, and ultimately undermine broader goals of achieving integrated digital markets, with multinational financial institutions having to account for different risk-classification, testing, and disclosure regimes in their AI use-cases.
Using Southeast Asia as a case, this roundtable takes stock of how ASEAN member states regulate and supervise AI in financial services, and where closer alignment is within reach. Participants, including ASEAN central banks, banking associations, and regional financial institutions, will discuss the most pressing near-term opportunities to leverage and challenges to address.
Roundtable outputs will feed into efforts to build a long-term implementation roadmap to facilitate greater alignment across AI governance in ASEAN, with lessons relevant to any region working to bring AI rules closer together.
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