Future Opportunities and Challenges for the Development and Adoption of Open Banking and Open Finance

July 2025

The Tokyo roundtable on Open Banking and Open Finance — held as part of the GFTN Insights series during the GFTN Forum, Japan 2025 — brought together regulators, industry leaders, and experts from across the Asia-Pacific region and beyond to explore the evolving landscape of data-driven finance. The discussion focused on the findings of the APAC State of Open Banking and Open Finance Report, developed by the Cambridge Centre for Alternative Finance (CCAF) in collaboration with the Asian Development Bank Institute (ADBI). The report offers a data-rich snapshot of how Open Banking & Open Finance is evolving across 14 APAC jurisdictions and builds on the prior Global Open Banking and Open Finance Report, covering over 95 countries.