The CXO Conversations - Why Africa Needs a Different Kind of Digital Bank

Synopsis:

In this episode of CXO Conversations, host Matteo Rizzi sits down with Dr. Tarek Mouganie, founder and CEO of Affinity Africa, Ghana’s first digital bank built specifically for the African mass market. Tarek shares his remarkable journey from physicist and engineer at Cambridge to hedge fund investor, national athlete, art collector, diplomat, and fintech entrepreneur. The conversation explores why traditional banking has failed millions of Africans, how technology can drive meaningful financial inclusion, and why digital banking in Africa requires a fundamentally different approach than in Europe or North America. They discuss Affinity Africa’s rapid growth, the future of banking across the continent, international expansion plans, entrepreneurship, resilience, and the power of building financial systems that create both commercial success and social impact.