AI in Finance - A Decade of Progress and Pathways for Growth

October 2025

 

This essential reading traces how AI evolved from narrow experimental automation projects into a systemic enabler of innovation, efficiency, and resilience across banking, insurance, payments, and capital markets between 2016 and 2025. Discover the journey through the lens of the Singapore FinTech Festival (SFF), witnessing the shift from simple chatbots to the strategic integration of Generative AI (GenAI) and the rise of autonomous "agentic finance". The report provides critical foresight for the next decade, detailing both the immense potential for growth and the unresolved challenges.

Read to understand the maturing of AI infrastructure, pioneering regulatory frameworks from jurisdictions like the EU and Singapore, and the urgent need to balance innovation with responsibility to shape a stable and inclusive financial system for the future.

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