The CXO Conversations - Building the Next Layer of Digital Finance Infrastructure

Synopsis:
Gillian Darko, Group VP of Strategy at Yellow Card, joins host Matteo Rizzi in Accra during the 3i Africa event for a conversation on the evolution of financial infrastructure across emerging markets. She traces her journey from studying corporate law in the UK and working at institutions like PwC and JP Morgan, to relocating to Ghana and stepping into leadership roles in Africa’s fintech ecosystem, including CEO of Jumo Ghana before joining Yellow Card. The discussion explores how stablecoins are moving from niche crypto instruments to core infrastructure for payments, liquidity management, and cross-border transfers. Gillian explains Yellow Card’s shift from a retail-focused business to a B2B infrastructure layer enabling banks and corporates to integrate digital asset rails through APIs, wallets, and treasury tools. The conversation also examines how traditional financial institutions and corporates are adapting, with growing interest in regulated stablecoin solutions as a way to simplify fragmented payment systems and improve capital efficiency across markets.