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The Philippines is one of Asia’s most adaptive FinTech markets: a huge and growing remittance corridor driven by overseas Filipino workers, a deeply digital-savvy consumer base, and a sound regulatory architecture for open finance and inclusive payments already in place. The question now is how to scale — how to collectively turn these foundations into credit flowing to micro, small and medium-sized enterprises (MSMEs), real-time payments reaching the unbanked, and AI-driven services that are both powerful and well governed.
