Disruptors' Panel: Private Sector Champions Building the Future

Synopsis:
This panel showcased financial services disruptors who had transformed their markets through innovative technology and customer-centric approaches.
These private sector pioneers addressed critical financial inclusion gaps in emerging markets where traditional banking had failed to serve SMEs and underbanked populations. Their success demonstrated how regulatory flexibility and technological innovation could create scalable solutions for financial inclusion.
The panel explored how these companies navigated regulatory challenges, built customer trust, and scaled across diverse markets. Discussions covered partnership strategies with retailers and fintechs, the role of data analytics in risk management, and collaborative approaches to ecosystem development that brought together traditional banks, payment processors, and technology providers to serve previously excluded market segments.
Speakers:
Aliou Maïga, Regional Industry Director, Financial Institutions Group, Africa, International Finance Corporation
Daniella Keet, Head of Strategic Partnerships, FNB Commercial
Karl Westvig, Chief Executive Officer, Tyme Bank SA
Pearl Nkrumah, Africa Head, Retail & Digital Banking (Excl. Nigeria), Access Bank Plc
Moderator:
Sopnendu Mohanty, Group Chief Executive Officer, Global Finance & Technology Network (GFTN)