Insight Report

The Japan Pivot Podcast - Writing the Rules for Fintech in Japan

Written by GFTN | Mar 27, 2026 6:13:31 AM

Synopsis:

Takane Hori is a financial regulatory lawyer specializing in fintech, digital finance, and Financial regulation is rarely designed in theory. It evolves as markets, technologies, and risks change.

In this episode, Takane Hori, a financial regulatory lawyer who was seconded to Japan’s Financial Services Agency and involved in developing the country’s fintech regulatory framework, explains how fintech regulation in Japan actually develops. Drawing on experience both inside the regulator and in private practice, she discusses how rules evolve alongside markets and how regulators balance innovation with financial stability.

 

About Takane Hori
Takane Hori is a financial regulatory lawyer specializing in fintech, digital finance, and financial market infrastructure. Earlier in her career, she was seconded to Japan’s Financial Services Agency, where she was involved in developing the country’s fintech regulatory framework. Today she advises financial institutions, technology companies, and fintech ventures on navigating Japan’s evolving regulatory environment.