SFF 2024 Session Recordings-Payments

"Peek into the​ Future of Commerce: Mastercard goes OTP-free for Faster, Safer Online Transactions" - Powered by Mastercard

Written by GFTN | Nov 15, 2024 3:30:00 AM

 

The session introduces a new digital checkout process developed by Mastercard using biometric authentication, aiming to eliminate the need for One-Time Passwords (OTPs) during online transactions.

 

Key highlights

 

Problems with Current E-Commerce Transactions:

  • Issues such as the complexity of guest checkouts, network failures, OTPs being stolen or shared, and data breaches.

Solution with MasterCard:

  • Introduction of MasterCard Payment Passkeys.
  • The new digital checkout experience proposed by Mastercard, which eliminates entering card details frequently, removes OTPs, and enhances security through tokenization and biometric authentication.
  • Demonstrated the ease of checkout using face ID for biometrics, highlighting the smooth user experience and security benefits.

Partner Contributions:

  • Lenskart's use of technology in their business, including augmented reality and AI, and their excitement about the new payment solutions.
  • JusPay’s role in handling the complex aspects of payments to let businesses focus on their core operations while ensuring secure, frictionless transactions.

 

Conclusion

The session emphasised the new digital checkout process by Mastercard and encouraged viewers to read more about the technology and its future implications in payment processing.

 

Watch Full Session 

 

 

Speakers:

  • Jan Lim, Chief Business Officer, South East Asia, Lenskart
  • Lalwani Sheetal, Co-founder & Chief Operations Officer, JusPay
  • Sandeep Malhotra, Executive Vice President, Products & Innovation, Asia Pacific, Mastercard